sursa : https://kaylasloan.com/how-to-decrease-your-paypal-fees/3. Ask to Be Paid as a Friend or Family
As I said before, whenever you receive money from clients, you’ll be charged a fee of $0.30 plus 2.9% of the amount. However, this is only true for money received for goods or services.
If your client opts to send you money via the friends or family option in PayPal instead, you won’t be charged a fee for receiving the money.
If you want to get paid via the friends or family option, change how you send invoices to your clients. Instead of sending a PayPal invoice to your clients, which will automatically make the payment a business payment that is subject to the $0.30 plus 2.9% fee, send them an invoice via another program.
It does take an extra step for your client to log in to PayPal and send money via the friends or family option since your invoice is not directly connected to your PayPal account.
If you want to invoice via PayPal, you could also try asking them to make the payment via friends or family instead of paying directly through the invoice.
The other downside for your client is they won’t have payment protection if they opt to send you money via the friends or family option. However, if you’re both comfortable with this method, it can be a good way to save money on PayPal fees.